Risk Management for the Distribution of Zakat, Infaq, and Shadaqah (ZIS) Funds on the Mentari Scholarship Programme at Zakat Center LAZISMU Gresik

Indah Firdanilla A'yun(1*), Taufiqur Rahman(2),


(1) Trunojoyo Madura university
(2) Trunojoyo Madura university
(*) Corresponding Author

Abstract


This research analyzes the risks in distributing Zakat, Infaq, and Shadaqah (ZIS) funds in the Mentari Scholarship Program at LAZISMU Gresik and how risk management is applied. This research uses descriptive qualitative methods with triangulation data collection techniques: observation, semi-structured interviews, and documentation. The results showed that there are risks in the distribution of Zakat, Infaq, and Shadaqah (ZIS) funds in the Mentari scholarship program, including (1) Risk of uneven allocation, (2) Risk of lack of coordination between Zakat Management Organisations , (3) Risk of delays in distribution and the risk of findings, namely the risk of administrative delays. The application of risk management in the distribution of Zakat, Infaq, and Shadaqah (ZIS) Scholarship Mentari funds refers to the risk management model in zakat institutions in the BAZNAS and Bank Indonesia books, including the context establishment phase, risk identification, and its impact, risk measurement, risk evaluation, and risk treatment. In addition, risk management applies the principles of priority scale and transparency. The distribution of Zakat, Infaq, and Shadaqah (ZIS) funds must be guided by the SOP for the implementation of pentasyarufan / utilization activities listed in the policy book and LAZISMU management strategic plan for Gresik Regency in 2022.

 


Full Text:

PDF

References


Abidin, Minal. 2024. Wawancara Branch Manager LAZISMU Gresik. (Indah, Interviewer). Mey, 20.

Akromah, Yulva Nur. 2023. “ANALISIS MANAJEMEN RISIKO PENDISTRIBUSIAN DANA ZAKAT INFAK SEDEKAH DI LAZIS JATENG CABANG SURAKARTA PERIODE 2023 SKRIPSI.†UNIVERSITAS ISLAM NEGERI RADEN MAS SAD SURAKARTA.

Alfiani, Rizki Nur, and Nasrulloh Nasrulloh. 2022. “Manajemen Pengelolaan Dana Zakat, Infaq, Dan Shodaqoh Terhadap Program Pemberdayaan Umkm Pada Lazismu Bojonegoro Management of Zakat, Infaq, and Shodaqoh Funds on Msme Empowerment Program in Lazismu Bojonegoro.†Jurnal Syarikah: Jurnal Ekonomi Islam 8(2): 312–20.

Ardyansyah, Farid. 2022. “Analisis Risiko Operasional Pada Kawasan Pantai Jumiang Pamekasan.†Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan 1(Vol 1 No 1 (2022): Januari : Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan): 56–62. https://ejurnal.stie-trianandra.ac.id/index.php/jempper/article/view/197/151.

———. 2024. “Manajemen Risiko Pada Pembiayaan Murabahah Di Bmt Mandiri Sejahtera Cabang Sugio Lamongan.†TIJARAH: Jurnal Ekonomi Syariah 3(1): 13. http://jurnal.penerbitwidina.com/index.php/TIJARAH/article/view/143.

Batubara, Tryana Ramadhany, and Muhammad Syahbudi. 2022. “Operasional Badan Amil Zakat Nasional (Baznas) Dalam Penghimpunan Serta Penyaluran Dana Zakat Di Kota Pematangsiantar.†El-Mujtama: Jurnal Pengabdian Masyarakat 3(1): 106–15.

Cahyani, Anisa Nur Indah, and Nasrulloh Nasrulloh. 2023. “Pola Manajemen Pengelolaan Dana Zakat Pada LAZISMU Bojonegoro Untuk Kesejahteraan Ekonomi Umat.†Jurnal E-Bis 7(1): 25–37.

Dewi, Nindi DT. Ibad, Nuzulul N. Pratopo, Gentur. Budianto, Eka WH. 2023. “Pemetaan Penelitian Seputar Manajemen Zakat Pada Lembaga Keuangan Syariah_Nindi Dwi.†Jurnal Ekonomika dan Bisnis Islam 6(1): 10.

Dyarini, Siti Jamilah. 2017. 1 Ikraith-Humaniora Manajemen Risiko Pengelolaan Zakat.

Hasanah, Uswatun, and Jamilatul Mahya. 2023. “Memahami Manajemen Risiko Serta Landasan Hukum Dalam Agama.†Jurnal Ekonomi Syariah 2(2): 66–79.

Hayati, Safaah Restuning, Gizha Utami Budianto, and Syah Amelia Manggala Putri. 2019. “Risk Management in The Zakat Distribution: Case Study on Productive Zakat Program in Dompet Dhuafa Yogyakarta.†Madania 23(2): 127–36. https://ejournal.iainbengkulu.ac.id/index.php/madania/article/view/2351.

Kamila, Rahma, and Hastin Tri Utami. 2024. “Analisis Implementasi Manajemen Risiko Pada Pendistribusian Zakat Di LAZISMU Banyumas.†Jurnal Ilmiah Penelitian Mahasiswa 2(4): 1016–29. https://doi.org/10.61722/jipm.v2i4.385.

Khairudin, Nur, and Lailatul Qadariyah. 2024. “Implementation of Operational Risk Management at BSI KCP Tuban Penerapan Manajemen Risiko Operasional Pada BSI KCP Tuban.†Management Studies and Entrepreneurship Journal 5(1): 492–501. http://journal.yrpipku.com/index.php/msej.

Kurniawan, Widi. 2023. 13 Nucl. Phys. “MANAJEMEN PENYALURAN DANA ZAKAT PRODUKTIF MELALUI PROGRAM BEASISWA SANG SURYA DI LAZISMU BANYUMAS.†https://repository.uinsaizu.ac.id/22079/1/Widi Kurniawan_MANAJEMEN PENYALURAN DANA ZAKAT PRODUKTIF MELALUI PROGRAM BEASISWA SANG SURYA DI LAZISMU BANYUMAS.pdf.

LAZISMU KAB. GRESIK. 2022. KEBIJAKAN DAN RENCANA STRATEGIS MANAJEMEN UNSUR PENGELOLA LAZISMU KAB. GRESIK.

LAZISMU Pimpinan Pusat Muhammadiyah. 2021. “VISI, MISI, PRINSIP DAN TUJUAN.†https://lazismu.org/view/visi-misi. https://lazismu.org/view/visi-misi.

Putri, Dwi Azizah, Raadhef Jelita Kusuma Mijaya, Reffa Amanda Pratama, and Robi Novendra. 2023. “Manajemen Resiko Penyaluran Zakat Di Baznas Tanah Datar.†Filantropi : Jurnal Manajemen Zakat dan Wakaf 4(2): 105–23.

Qoyyim, Sarah Hasanah, and Sisca Debyola Widuhung. 2020. “Analisis Strategi Penyaluran Dana Zakat, Infak, Sedekah (ZIS) Dan Tingkat Inflasi Terhadap Pertumbuhan Ekonomi Di Indonesia Pada Periode 2015-2019.†Jurnal Al Azhar Indonesia Seri Ilmu Sosial 1(2): 53.

R, Charles. D.S, Vorst. Priyarsono. Budiman, ARIF. 2018. MANAJEMEN RISIKO BERBASIS SNI ISO 31000. Pertama (2. ed. Wirantti Suwarti Irawan, Nasedin. Yekttinangtyas, Mayasatria. Andriani, Kristiati., Sari. Jakarta Pusat: Badan Standardisasi Nasional.

Shofiyana, I.P. 2024. Wawancara Tim Program & Pendayagunaan LAZISMU. (Indah, Interviewer).Mey, 20.

Sholihah, Sri Almar’atus, and Zainil Ghulam. 2022. “Strategi Penyaluran Zakat Produktif Terhadap Pemberdayaan Mustahiq.†Nusantara: Indonesian Journal of Islamic Studies 2(1): 75–104.

Sholiqin, Nur. 2020. “Risiko Manajemen Penyaluran Dana Zakat Lembaga Amil Zakat Dana Kemanusiaan Dhuafa Kota Magelang.†universitas muhammadiyah magelang.

Sipayung, Baren, and Amelya Ardiani. 2022. “Volume 19 Issue 4 ( 2022 ) Pages 681-691 KINERJA : Jurnal Ekonomi Dan Manajemen ISSN : 1907-3011 ( Print ) 2528-1127 ( Online ) Manajemen Risiko Dalam Pertimbangan Pengajuan Pinjaman Dana Pemulihan Ekonomi Nasional ( PEN ) Daerah Risk Management in the Co.†19(4): 681–91.

Supardi, Sugianto, Asyaadatun Nazila Selayan, and Fadilla Yaumil Hasanah. 2023. “Analisis Efektivitas Penyaluran Dana Zakat Pada Baznas Kabupaten Asahan Tahun 2019-2022.†urnal Manajemen dan Keuangan Syariah 4(1): 1–10.

Usroh, Lailatul. 2024. Wawancara Tim Program & Pendayagunaan LAZISMU. (Indah, Interviewer), Mey, 20.

Utami, Anggi Yuliani, Muhammad Su’un, Usman Hamid, and Andika Pramukti. 2023. “Analisis Penerapan Akuntansi Zakat, Infaq/Sedekah Pada Lembaga Amil Zakat.†Center of Economic Students Journal 6(1): 60–71.

Wartoyo, W. (2010). Bunga Bank: Abdullah Saeed vs Yusuf Qaradhawi (Sebuah Dialektika Pemikiran antara Kaum Modernis dengan Neo-Revivalis). La_Riba, 4(1), 119-135.

Wartoyo, W., & Ernila, N. (2019). Program Pemberdayaan Ekonomi Mustahik Pada UMKM di Lembaga Zakat Center Kota Cirebon. At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam, 5(1), 18-37.

Wartoyo, W., & Haerisma, A. S. (2022). Cryptocurrency in The Perspective of Maqasid Al-Shariah. Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies, 18(1), 110-139..

Wartoyo, W., Kholis, N., Arifin, A., & Syam, N. (2022). The Contribution of Mosque-Based Sharia Cooperatives to Community Well-Being Amidst the COVID-19 Pandemic. Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam, 15(1), 21-45.

Waruwu, Marinu. 2023. “Pendekatan Penelitian Pendidikan: Metode Penelitian Kualitatif, Metode Penelitian Kuantitatif Dan Metode Penelitian Kombinasi (Mixed Method).†Jurnal Pendidikan Tambusai 7(1): 2896–2910.

Zuchri Abdussamad. 2021. 01 CV. SYAKIR MEDIA PRESS Metode Penelitian Kualitatif.




DOI: 10.70095/alamwal.v16i2.18461

Article Metrics

Abstract view : 0 times
PDF - 0 times

Refbacks

  • There are currently no refbacks.


 Al Amwal Indexed by:

          

 

 

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge. Creative Commons Licence
This work is licensed under a Creative Commons Attribution 4.0 International License.-->View My Stats