Position of The Qur’an Memory as a Price Payment Media in Buy And Sell

This research intends to describe a theme regarding the view of sharia economic law on the media of payment for buying and selling prices using the memorization of the Al-Qur’an. Using descriptive research (case study) through the method of collecting information in the form of interviews and documentation. This research found the fact that the view of sharia economic law equates or qiyas between the media of paying prices using the memorization of the Al-Qur’an with the dowry in the marriage contract. Giving a dowry is allowed to memorize the Al-Qur’an with the provision that it is mandatory to teach the Qur’an, as well as the practice of buying and selling. So that there is a wage in the form of benefits. Meanwhile, benefits include assets. So between the dowry and the price of both is something that has qimah madiyyah (property value). Indirectly, the buyer pays the price using the ujrah of the teaching. So that the harmony of buying and selling has been fulfilled properly and non-material benefits will lead to a business concept full of blessings.


INTRODUCTION
Buying and selling transactions are the main prima donna in every economic activity because buying and selling transactions are easy for everyone to do (Nurjaman, Januri, & Nuraeni, 2021).People buy goods or produce goods, which will later be resold by considering the cost of purchase or capital in producing goods, with a determined profit difference.Either the profit is known to the buyer (al-murabahah), or the buyer is not known (al-musawah), but both parties are mutually agreeable.
In practice, buying and selling must pay attention to the principles that are the main foundation of transactions.Where the transaction is not allowed in practice, there is something contrary to Islamic sharia.In addition, fulfilling the conditions and pillars must be considered in the transaction (Nurjaman & Witro, 2021).Because by fulfilling the requirements and pillars, buying and selling can be said to be legal, and of course, it will have a positive effect on the parties.Among these positive effects are that the parties can establish a harmonious relationship because both feel mutually beneficial, where the buyer feels that the service provided by the seller is very good, so the advantage for the seller is that the buyer becomes the main customer in his shop (Putri, Konoras, & Soepeno, 2021).
The sale and purchase contract includes two-sided legal behavior (tweejigdig), namely, the parties (the seller and the buyer) want the behavior and actions they do.Because between the two, there is an agreement which in the law of engagement is called agreement (Mubarok & Hasanudin, 2017).Rights and obligations will arise from both parties committing the act.
In essence, buying and selling or alba'i are exchanging property for a property to have each other (Jamin, 2018).The property itself is anything that has value and can be used.Hanafiyyah scholars state that what is categorized as property is only something in the form of objects that have benefits (a'yan) (Asnaini & Aprianto, 2019)).The property owned by the seller is usually called the mutsman (goods), and the property owned by the buyer is called the tsaman (price).The exchange between mutsman (goods) and tsaman (price) must be done when the contract takes place, except in other cases.However, in general, money is tsaman (price) while mutsman is goods that are sold.If you do not use money, the goods to be exchanged are mutsman, while the exchanger is tsaman (price) (Al-Zuhaili, 2006).
As for the focus of this research problem, when buying and selling is interpreted as an exchange between property and property, the exchange of property is mutsman (goods) with tsaman (price).This is different from the food sales location, namely Mr Yulius's Organic Chicken Noodle Shop on Jalan K.H Abdul Halim Majalengka, one way to pay the selling price of the product is by memorizing the Al-Qur'an.(Yulius, 2019).The following is the memorization of Al-Qur'an verses which is used as a method of paying prices at the Majalengka Organic Chicken Noodle Shop: Al-Mulk (1-30) 2.

Source: Interview results with the owner of the Majalengka Organic Chicken Noodle Shop
Based on these data, what is worth asking is: Does memorizing the Qur'an include wealth, as is the position of property used as a tsaman (price)?
In addition, in the sale and purchase contract, of course, it is hoped that there will be benefits or profits generated because buying and selling transactions are very Al-Mustashfa, Vol.08, No. 02, Edisi 2023 illogical if, in practice, they do not expect profits.According to Ariyadi (2018), the nature of business in the view of Islam is to seek material and non-material profits.Therefore, this study will describe the position of memorizing the Qur'an as a medium of price payment according to the perspective of sharia economic law so that this research is expected to be able to provide scientific treasures in the development of sharia economic law in society, especially in the practice of paying to buy and selling prices using the memorization of the Qur'an.

LITERATURE REVIEW
Research conducted by Rusdianto (2013) revealed that researchers could differentiate points of view on the meaning of non-material profits obtained from Muslim traders from various ethnicities such as Javanese, Chinese, Arab and Madurese.Non-material benefits according to ethnic Chinese include providing employment opportunities and free time.Arab ethnicity is to add to relationships and as entertainment for old age.The Madurese ethnic group does not require a lot of energy.Ethnic Javanese can give inheritance to their descendants and can set aside income for charity.
Research conducted by Hilal (2014) and Effendi (2021) revealed that in the mechanism for determining buying and selling prices, it is based on a clear opinion that the government should not determine price interventions, while another opinion is that the government may intervene in prices when economic turmoil occurs in society.
Research conducted by Romansyah (2017) states that there are no limits to the process of determining prices based on sales volume according to an Islamic economic perspective, but entrepreneurs must prioritize the common good and code of ethics in trading and that no one party is harmed.
Research conducted by Shofiyah & Ghozali (2021) revealed that according to Ibnu Taimiyah, price intervention by the government may be carried out in order to maintain the benefit of the people against negative things between the parties to the transaction.
Research conducted by Hadi (2019) revealed that the price setting mechanism in the view of sharia economic law is carried out by looking at market conditions, namely demand and supply.Meanwhile, in the conventional economic view, prices are set based on maximizing profits without considering whether there are parties who feel disadvantaged.

RESEARCH METHODS
This research uses the descriptive method (case study).Where the researcher will examine in detail and in-depth a certain event that occurs in a setting/place, then explain it into an analysis of relevant facts and present it in the form of a narrative.The author will explain how sharia economic law views the position of paying the sale and purchase price using the memorization of the Qur'an.Therefore, this study uses an empirical juridical approach, which is an approach that positions legal sources in assessing the behavior of people's lives (Handayani, 2020).The author uses sources of sharia economic law in examining a buying and selling practice in which the payment of the price does not use money as is the practice of buying and selling in general, but the payment is made using the memorization of the Qur'an.
Sources of data were obtained through two steps of data search, namely first, using interview techniques.The author uses this technique to find data from sources who are considered to have knowledge that is relevant to the object of research.The resource persons in question are the owners of the Majalengka Organic Chicken Noodle Shop and the consumers who pay the price for the product (chicken noodles) by memorizing the Qur'an.This data source is included in the primary data source.Second, documentation Al-Mustashfa, Vol. 08, No. 02, Edisi 2023 technique.The author collects various literacies in the form of leading books of scholars, books, scientific papers, and various other literacy that are related to the object of research.This data source includes secondary data sources.This research is qualitative research that uses several data analysis techniques (Handayani, 2020), namely, first, data reduction techniques.A technique that sorts out various data sources that have been obtained and narrows or focuses the various data according to the object of research.Second, is the data presentation technique.A technique of presenting data that has been through a reduction process in a form that is easy to understand and interpret.The author presents the data in narrative form to provide a comprehensive explanation.Third, is the conclusion technique.A technique of pulling a common thread as an integrated essence between one component and another, thus providing an analysis result in the form of scientific facts that can be accounted for.

Overview of Buying and Selling
One very important variable of a buying and selling transaction is price.The price is used as an exchange for the value of an item which is the right of the seller to seek profit.Prices are formed based on the mechanism of supply and demand in the market.Islam provides freedom and pays attention to the perfection of the supply and demand mechanism.The mechanism is carried out perfectly and is a natural phenomenon, meaning that both are formed through a process of supply and demand mechanisms between the parties based on justice which leads to a mutual agreement on what is contracted (Komarudin & Hidayat, 2017).
The price position is included in the pillars of buying and selling, so it becomes an important variable mandatory as a commensurate exchange tool for the goods being traded.Thus, the price payment becomes something that must exist when the contract takes place, except in other cases.Prices must be determined, and price payments can be made in cash, respite, or installments according to the agreement of both parties when the contract takes place.
Conditions or causes that affect prices are something that needs to be considered (Mubarok & Hasanudin, 2017), among others: a) A condition that often occurs in business, namely a situation that describes the relationship between demand and the availability of goods or commodities being sold.
b) A condition of feeling reluctant (very respectful) of a seller to a potential buyer.For example, the prospective buyer is the teacher when the seller is still in school.
c) A condition that the seller is in dire need of cash for various reasons.So it may be that the price of an item sold is below the market price.
The size of the price of a commodity traded is influenced by the various factors above.So that something that becomes the price (tsaman) is in the form of useful property/material.The price will position the sellers in terms of making a profit.Because the determination of the selling price usually consists of the cost of goods or the seller's capital to produce the goods plus the additional price the seller takes as profit (Fachrudin, 2017).This advantage is one of the characteristics of buying and selling transactions.It is illogical if no profit is made in a sale and purchase transaction.Because based on its purpose, the sale and purchase contract is included in the category of mu'awadhat contract, which is a special contract for commercial activities.That is, there must be a profit on the transaction made.

The Position of Memorizing the Qur'an in the Akad
Memorizing the Qur'an is an activity of worship that is very noble and useful in the teachings of Islam.So whoever memorizes the Qur'an, Allah Swt.promises a very large reward.When someone has memorized the Qur'an, that person can use his memorization for good things, such as teaching it to others, interpreting its contents, becoming an imam who is fluent in reading, etc.The main discussion is that memorizing the Qur'an is used as a tool to pay the price for the ownership of an item.So, in this case, the author relates the memorization of the Qur'an to the level of dowry given by a prospective husband to his wife.Dowry is a gift from a man to a woman in the form of material, namely property or benefits, due to the marriage bond (Kafi, 2020).Islamic Sharia does not stipulate the amount of dowry, type, and form but should be determined based on simplicity that provides convenience, and of course, it is prescribed by religion so that the dowry in practice may use memorization or reading the Qur'an.
Scholars have different opinions regarding the dowry of using the memorization of the Qur'an.However, the number of scholars is based on the hadith narrated by Sahl bin Sa'ad, (Abul Husain Muslim an Naisaburi, 1994) namely: Meaning: "From Sahl bin Sa'ad, the Prophet SAW was actually approached by a woman and said, "O Messenger of Allah, truly I surrender myself to you."Then the woman stood for a long time.Then a man stood up and said, "O Messenger of Allah, marry me to her if you yourself are not interested in her." Then Rasulullah SAW asked, "Do you have anything that you can use as a dowry for her?"He answered, "I don't have anything but these clothes."Then the Prophet said, "If you give your clothes to him then you will no longer be clothed.So look for something else."Then the man said, "I didn't get anything else."Then the Prophet SAW said, "Look for it, even if it is a ring made of iron."Then the man looked for it, but he didn't find it.Then the Prophet SAW asked him, "Do you have memorized the verses of the Koran?"He answered, "Yes.This letter and this letter."He mentioned the names of the letters, then the Prophet SAW said to him, "Indeed I have married you to him with what you have from the Qur'an."(HR. Ahmad, Bukhari, and Muslim) The meaning of the hadith snippet above is that the Prophet married a friend with no wealth to be used as a dowry, even though it was only an iron ring.So that the Messenger of Allah (Saw.)married his friend with what he memorized (had) from several verses of the Qur'an.What is meant by the Qur'an refers to the redaction of the meaning of the sound of another hadith similar to the hadith above, where Imam Muslim, namely narrated this hadith: Meaning: And in another narration by Muslims: The Prophet Saw. said, "Go, indeed I have married you to him, so teach him the Qur'an".(HR.Muslim).
Al-Mustashfa, Vol.08, No. 02, Edisi 2023 Indirectly, the dowry given by a friend to his future wife is in the form of wages from teaching the Qur'an.Regarding the dowry in the marriage contract in the form of wages, it is called marriage bi al-Ijarah.Where a man gives a dowry to his wife in a way that the man gets wages from a job to the wife, this is allowed by religion through two arguments which are its main basis (Faidhullah, 2018) namely: First, through the above hadith regarding the actions of the Prophet Muhammad, who allowed his friend to marry a woman for a dowry, he taught some of the holy verses of the Qur'an to his future wife.Second, the story of Prophet Syu'aib As., who married one of his daughters to Prophet Musa AS with the wages of Prophet Musa As., who worked herding goats for eight years, as confirmed in his word Qs.Al-Qashash: 27 (Departemen Agama RI, 2004).The story of the Prophet Syua'ib As. can be a law for the people of the Prophet Muhammad Saw., as long as it does not contradict.This process is called Syar'un Man Qablana.
Based on that explanation, the scholars categorize something that can be used as a dowry or not.The Hanafi school argues that a dowry is anything that has a known tsaman (price), which can be handed over in a contract, except for something that is forbidden by Allah Swt.So it is valid if the dowry is in the form of gold or silver, either in the form of money or in the form of jewelry or similar forms, as well as in the form of debt or cash (Subhan, 2017).
According to him, it is also legal if the dowry is in the form of personal benefits for goods that can be exchanged for money, such as the benefits of staying at home, the benefits of farming, the benefits of a vehicle, and the like.Meanwhile, marriage with a dowry teaches the wife the holy verses of the Qur'an, either in part or all of it, or even teaches religious law.So, according to Hanafi jurists who are mutaqoddim, it is illegal to receive compensation in the form of wealth from the teaching with the argument of the word of Allah Swt. in Qs.Al-Nissa: 24, namely: ordering a man who intends to marry a woman must give his dowry (perfectly) with his wealth as an obligation (Departemen Agama RI, 2004).
In contrast to the Hanafiyyah mutaqoddim scholars.The Hanafi Muta'akhirin scholars stated in the form of a fatwa that it is permissible to get wages from teaching the Qur'an or laws related to religious foundations, with the argument that the conditions for human needs must be met to keep him busy, the teacher as a teacher cannot teach the Qur'an without the wages.Therefore, reinforced by the hadith narrated above, it is permissible to take wages from teaching the holy verses of the Qur'an and religious laws and make it a dowry in the marriage contract (Nurhadi, 2018).
Meanwhile, according to the Syafi'iyyah scholars and some Malikiyyah it is permissible to make wages from teaching the holy verses of the Qur'an as a dowry for women (Al-Zuhaili, 2006).The basis is the hadith narrated by the Muslim above.Therefore, the important emphasis is that it is not permissible to memorize the holy verses of the Qur'an, which are sung during the marriage contract as a legal dowry.However, teaching something from the holy verses of the Qur'an (through memorizing the Qur'an) to women at the time of the marriage contract is permissible because it can be categorized as something that has a reward from teaching.This shows that it is permissible to give a dowry in the form of something small, and it is also permissible for useful services as a dowry, while in this case, teaching the Qur'an includes useful services (Nurhadi, 2018).
Therefore paying the dowry is everything that must be given by a man who shows the importance of the marriage contract (Yenti, Busyro, Ismail, Rosman, & Wadi, 2020).In addition, the dowry given to a woman means respecting and glorifying women and giving good intentions to have a Al-Mustashfa, Vol.08, No. 02, Edisi 2023 good relationship with her which will strengthen the continuity of the marriage contract.Although in the opinion of scholars, the dowry is not a pillar, nor is it a requirement in the marriage contract (Damis, 2016).However, it is an obligation in the marriage contract as a result of the marriage contract.

RESULT AND DISCUSSION Excavation of the Legal Position of Memorizing the Qur'an as a Price Payment Media
Based on the explanation above regarding the position of price and dowry, one common thread that can be drawn into a conclusion that gives a complete picture is to equalize the position between paying the price and dowry by memorizing the Qur'an through the qiyas method.The qiyas method is a method of taking the law that equates or measures an event or event that has no provisions in the texts with events that have legal provisions in the texts because there are similarities in the 'illat law.In taking legal decisions using the qiyas method, we must pay attention to the terms and pillars.The pillars of qiyas, according to ushul fiqh scholars, consist of four (Sanrego & Ismail, 2015), namely: a) Ashl, is a legal provision that has been listed and stipulated in the Qur'an and Al-Hadith as well as Ijma'.
b) Far'u (events or events to be explored/determined by law) are events that do not exist and are not explained in detail by texts or ijma' so that the law will be determined.c) 'Illat (legal motivation) is a trait that becomes a motivation in determining the law.
d) Hukm al-Ashl (the law determined by texts or ijma') is a syara' law that will later be applied to far'u.
The use of the qiyas method in the above case is as follows: Based on the table above can illustrate that the position of paying prices by memorizing the Qur'an enforced by the Majalengka Organic Chicken Noodle Shop is legal/permissible with various details as follows: a) Al-Ashl, in this case, paying a dowry by memorizing the Qur'an, means teaching the Qur'an according to the interpretation of the Hanafiyyah Muta'akhirin scholars, Shafi'iyyah scholars, and some Malikiyyah that it is permissible to take wages of teaching the Qur'an.Therefore, memorizing the Qur'an is a way to teach the Qur'an that generates wages.The dowry must be in the form of property/material, so the wages of teaching the Qur'an, according to the Syafi'iyyah scholars, explain the meaning of property, including assets in the form of benefits.b) Al-Far'u, as an object or event for which there is no stipulation in the text, is to pay the sale and purchase price of Majalengka Organic Chicken Noodles at a price in the form of memorizing the Qur'an (teaching the Qur'an), the position is the same as paying dowry according to al-Asl above.
The position of paying the dowry with the Qur'an (teaching the Qur'an) (al-Ashl) is a result of the marriage contract, while the position of paying the price by memorizing the Qur'an is a pillar of the

Table 1 .
Memorizing the Qur'an as a Method of Payment

Table 2 .
Determination of Qiyas Method