What Drives Muslims to Endow? Examining Attitude, Subjective Norms, and Religiosity through the Mediating Role of Intention

Alfi Zikri Husain(1*), Rosnani Siregar(2), Abdul Nasser Hasibuan(3),


(1) Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
(2) Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
(3) Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
(*) Corresponding Author

Abstract


Introduction: This study examines the behavioral determinants of waqf participation within the framework of the Theory of Planned Behavior by incorporating religiosity as an extended variable and intention as a mediating factor. The research aims to analyze the influence of attitude, subjective norms, and religiosity on the intention and decision to perform waqf, as well as to investigate the mediating role of intention in a pesantren-based waqf institution.

Methods: A quantitative causal-explanatory design was employed using data collected from 100 waqif at LAZISWA Pondok Pesantren Mawaridussalam, North Sumatra. Data were analyzed using Structural Equation Modeling–Partial Least Squares

Results: The results indicate that attitude and religiosity have significant positive effects on both waqf intention and waqf decision, while subjective norms significantly influence waqf decision but do not affect intention. Intention is proven to significantly influence waqf decision and partially mediates the relationship between attitude and religiosity on waqf decision, but does not mediate the effect of subjective norms. Religiosity emerges as the most dominant determinant, highlighting the central role of spiritual motivation in Islamic philanthropic behavior.

Conclusion and suggestion: These findings suggest that strengthening internal factors, particularly religiosity and positive attitudes, is more effective than relying on social pressure in enhancing waqf participation. This study contributes to the development of an extended behavioral model of waqf and provides strategic implications for waqf institutions to design more effective engagement approaches based on spiritual and psychological factors.

Keywords


Waqf Decision, Religiosity, Attitude, Intention, TPB

Full Text:

PDF

References


Afandi, A., Harahap, D., & Lubis, M. (2022). Analisis Faktor-Faktor Yang Mempengaruhi Minat Wakif Dalam Berwakaf Pada Cash Waqf Linked Sukuk (CWLS) Dengan Altruisme Sebagai Variabel Moderasi. AL-AWQAF Jurnal Wakaf Dan Ekonomi Islam, 15(1).

Ajzen, I. (1991). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T

Alam, S. S., & Sayuti, N. M. (2011). Applying the Theory of Planned Behavior in halal food purchasing. International Journal of Commerce and Management, 21(1), 8–20. https://doi.org/10.1108/17590831111115252

Alif, K., Mulyani, S. S. M., & Insani, A. M. (2021). Analysis Of Community Cash Waqf Intention to Support Sustainable Development Goals (SDGs): Theory Planned Behaviour Approach. Airlangga International Journal of Islamic Economics And Finance, 4(1).

Allah Pitchay, A., Mohd Thas Thaker, M. A., Mydin, A. A., Azhar, Z., & Abdul Latiff, A. R. (2018). Cooperative- waqf model: A proposal to develop idle waqf lands in Malaysia. ISRA International Journal of Islamic Finance, 10(2), 225–236. https://doi.org/10.1108/IJIF-07-2017-0012

Ascarya, A., & Yumanita, D. (2018). The role of waqf in supporting sustainable development. Bank Indonesia Working Paper / Islamic Economic Studies.

Baah, S. K. T., Jolliffee, D. M., Lakner, C., & Mahler, D. G. (2022). Updating the World Bank’s Societal Poverty Line with the 2017 Purchasing Power Parities. World Bank Blogs. https://blogs.worldbank.org/en/opendata/updating-world-banks-societal-poverty-line-2017-purchasing-power-parities

Çizakça, M. (2011). Islamic capitalism and finance: Origins, evolution and the future. Elgar.

Creswell, J. W. (2014). Research design: Qualitative, quantitative, and mixed methods approaches (3rd ed). Sage Publications.

Hair, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). Partial Least Squares Structural Equation Modeling (PLS-SEM) Using R: A Workbook. Springer International Publishing. https://doi.org/10.1007/978-3-030-80519-7

Haneef, M. A., Pramanik, A. H., Mohammed, M. O., Dahiru, A., & Amin, F. B. (2013). Integration of Waqf and Islamic Microfinance for Poverty Reduction: A Survey in Kuala Selangor, Malaysia. Journal of Islamic Finance, 2(2). https://doi.org/10.31436/jif.v2i2.16

Julendra, A. K. M., Mulyani, S. S., & Insani, A. M. (2021). Analysis Of Community Cash Waqf Intention to Support Sustainable Development Goals (SDGs): Theory Planned Behaviour Approach. Airlangga International Journal of Islamic Economics and Finance, 4(1), 46. https://doi.org/10.20473/aijief.v4i1.26383

Kementrian Agama R.I. (2021). Sistem Informasi Wakaf (SIWAK). https://siwak.kemenag.go.id/

Kuran, T. (2001). The provision of public goods under Islamic law: Origins, impact, and limitations of the waqf system. International Journal of Middle East Studies, 33(4), 841–898.

Mahri, W, A. J. W., Juliana, J., Muhammad, M., Rasida, R., & Oroji, A. M. (2024). Factors Predicting Intention to Give Waqf in Agriculture Sector. Review Of Islamic Economics and Finance (RIEF), 7(2).

Masrizal, M., Huda, N., Harahap, A., Trianto, B., & Sabiu, T. T. (2023). Investigating the Determinants of Cash Waqf Intention: An Insight from Muslims in Indonesia. Journal of Islamic Monetary Economics and Finance, 9(1), 17–38. https://doi.org/10.21098/jimf.v9i1.1607

Mohamad, S. N. A., Yahaya, M. H., Abd Latib, N. A., Ishak, A. H., Izham, S. S., & Hasbullah, N. A. (2023). Waqf and The Theory of Planned Behavior: A Meta-Analysis Review. International Journal of Academic Research in Business and Social Sciences, 13(7), Pages 1-18. https://doi.org/10.6007/IJARBSS/v13-i7/17659

Mujahidah, Syahidah, A., & Rusydiana, A. S. R. (2023). Perceptions Of Indonesian Muslim Youth on Factors Influencing Their Intention to Perform Cash Waqf. International Journal of Islamic Economics and Finance (IJIEF), 6(1). https://doi.org/Https://Doi.Org/10.18196/Ijief.V6i1.13964.

Najib, M., & Sujatna, Y. (2019). Individual intention to participate in cash waqf: An empirical study in Indonesia. International Journal of Islamic and Middle Eastern Finance and Management, 12(3), 393–409. https://doi.org/10.1108/IMEFM-02-2018-0053

Najmuddin, Nadirah, I. N., & Johari, Siti Fatimah Zahrah Alwi, S. F. S. (2023). Intention To Participate in Cash Waqf Among Muslims in Shah Alam, Selangor. https://doi.org/Https://Doi.Org/10.1007/978-3-031-27296-7_70

Noval, N., Huda, N., & Rini, N. (2020). Determinants of waqf intention: An empirical analysis using the Theory of Planned Behavior. Tazkia Islamic Finance and Business Review, 14(1), 1–15.

Osman, A. F., Mohammed, M. O., & Fadzil, A. (2016). Determinants of zakat compliance behavior among Muslims. International Journal of Social Economics, 43(10), 117–1131. https://doi.org/10.1108/IJSE-05-2014-0096

Rahma, M., Najib, M. N., & Saptono, I. T. (2021). Analisis Intensi Wakif Gen Y Dalam Gerakan Digital Berwakaf Uang Atau Melalui Uang di Indonesia. Jurnal Aplikasi Bisnis Dan Manajemen. https://doi.org/Https://Doi.Org/10.17358/Jabm.7.3.763

Rifdah, R., & Kariyawan, K. (2020a). The influence of religiosity and attitude on the intention to donate waqf. Jurnal Ekonomi Dan Keuangan Islam, 6(2), 125–136.

Rifdah, R., & Kariyawan, K. (2020b). The influence of religiosity and attitude on the intention to donate waqf. Jurnal Ekonomi Dan Keuangan Islam, 6(2), 125–136.

Sasmita, Jayanti, S. D., Rosyada, & Nurzanah, E. (2024). Pengaruh Pengetahuan, Tingkat Pendapatan, Religiusitas, Sosialisasi, Dan Akses Media Informasi, Terhadap Intensi Berwakaf Masyarakat Muslim di Kota Palembang. Jurnal I-Philanthropy: A Research Journal on Management of Zakat and Waqf, 4(2)

Thaker, M. A. B. M. T., Thaker, H. M. T., & Pitchay, A. A. (2016). Developing waqf land through crowdfunding-waqf model. International Journal of Social Economics, 43(3).

Yuniar, Meisa, E. M., & Setiyowati, Supami Wahyu Irianto, M. F. (2024). Pengaruh Sikap, Norma Subjektif, Religiusitas, Akuntabilitas, Dan Transparansi Terhadap Niat Berwakaf Tunai (Studi Pada Masjid Al-Mubarokah). Perbanas Journal of Islamic Economics and Business, 4(2). https://doi.org/Https://Doi.Org/10.56174/Pjieb.V4i2.269




DOI: 10.70095/alamwal.v18i1.24177

Article Metrics

Abstract view : 0 times
PDF - 0 times

Refbacks

  • There are currently no refbacks.


Indexed by:

SINTA   Garuda   Moraref

Google Scholar   Crossref   Dimensions

Mailing Address:

Department of Sharia Banking, Faculty of Islamic Economics and Business, UIN Siber Syekh Nurjati Cirebon

Jl. Perjuangan By Pass Sunyaragi Kesambi Kota Cirebon
E-Mail: journal.alamwal@gmail.com

View on Google Maps

CC BY

Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is licensed under a Creative Commons Attribution 4.0 International License